The Cost of Lasik – What to Expect, What’s Included and Financing Options

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One large clinic that performs LASIK procedures has a very creative advertising approach. On their Web site, they advise people never to look for bargains when they are shopping for parachutes, scuba gear or laser eye surgery. They also wisely counsel interested parties to compare apples to apples when pricing LASIK surgery.

The cost of vision correction, however it is approached, depends on a number of factors. The specific procedure that’s best for you, the location and overhead of the clinic or outpatient surgery center, the physician’s experience, the length of the recovery period and the cost of post-operative pain relief—these are all variables in the complicated price formula. For example, more experienced surgeons may charge higher fees, while some might simply have bigger rent payments in their part of town. As with any other purchase, do your homework and get the facts.

The total cost, of course, will also depend on the particular “vision correction package” that you are purchasing. Many doctors include both pre- and post-operative care in the deal, and offer warranties lasting from 90days to the patient’s lifetime. The great diversity of approaches means, as the clever advertiser said, that you need to compare apples to apples. A “low” price that does not cover follow-up visits, pain medication or other necessities will not, in the long run, be a better bargain than a “higher” price that does include all of these things. Be as careful and exacting in this part of your research as you were when looking into the medical aspects of the LASIK surgery.

On average, the cost for LASIK eye surgery in the U.S. is between $1,500 and$2,000 per eye. By shopping around, you will find any number of doctors and clinics that charge less, as well as those that charge more. And although it’s understandable that you want find the best price, remember that you also have to think about reputation, quality, aftercare and service. Of course, once you decide on the clinic and the LASIK surgeon, you will face another set of decisions that you must make before undergoing the treatment.

If you do not wish to pay for the procedure in cash, there are various financing methods you can employ. If you do decide to finance your LASIK eye surgery, you will then have another investigation to pursue—finding the best deal for financing. Most doctors and clinics will offer some kind of financing plan, whether or not they are the lender, and you will have to decide if their interest rate and monthly payment are the best deal for you.

Naturally, you can finance the LASIK surgery cost yourself by using a credit card, a portion of your homeowner’s line of credit or taking out a loan through a bank, finance company or paycheck advance lender. A simple comparison of interest rates and “total loan cost” will yield a winner in short order.




By: Monica Keller