Posts Tagged ‘Waiting Period’

Cosmetic Surgery Overseas is Not Your Safest Choice

November 29th, 2009

Many people have turned to medical tourism for cheaper cosmetic procedures and the chance to recover in an exotic locale away from prying eyes. As glamorous as it sounds, you need to know the facts before your pack your bag and book your flight.

Other than less expensive prices (sometimes up to 75 percent cheaper), one of the biggest draws for those seeking cosmetic services overseas is the short waiting period. You could have your operation performed as soon as the day after you arrive, while most surgeons in the United States, especially in large cities, are booked months in advance.

You might not have to wait to go under the knife, but you will have to wait before you hop back on the plane for home. It isn’t wise to take a long plane flight until you’re reasonably recovered. The high altitude can aggravate certain problems and depending on the surgery, could potentially cause breathing and heart problems.

Although the offer is alluring, some overseas surgeons practice without a license, often in poor conditions with improper tools and a lack of medical resources.

Two of the most popular destinations for Americans looking for a tropical makeover are Mexico and the Dominican Republic, both of which offer dramatically lower prices. Although there are many qualified and highly skilled cosmetic surgeons practicing in these countries, there is no board certification that can validate a plastic surgeon’s credentials or a facility’s accreditation.

In the United States, American Board of Plastic Surgery board-certification is granted only to those surgeons who have successfully completed in-depth training and education requirements. Always look for a United States plastic surgeon with ABPS board-certification status.

There is also the issue of contracting a disease that is foreign to your homeland. For example, a popular destination for cosmetic surgery is South Africa, which has high instances of influenza and tuberculosis. Someone who has never had exposure to these diseases might have a greater difficulty recovering if they contract it.

Even the most skilled surgeons make mistakes, so when traveling to another country, remember that access to quality emergency medical care is not always possible. While the facility and surgeon you choose may be sound decisions, they might be unable to acquire the proper equipment necessary if any complications do arise. There could also be problems during recovery that overseas surgeons are unable to attend to.

If your main reason for traveling abroad is saving some money, remember that malpractice laws vary across the world. Be aware of the country’s and surgeon’s malpractice and insurance laws, or else you might end up paying more than you bargained for. There are new insurance options cropping up for those seeking surgery abroad, so it might be wise to look into what is available.

Overall, the safest and wisest choice for United States citizens is choosing a local, board-certified plastic surgeon. Financing is almost always available to help with your budget, safety can be assured with medical facilities close at hand, and you will have the security of local laws and enforcement should a problem arise.




By: Abigail Aaronson

What are the Most Affordable Facelift Financing Options

October 27th, 2009

If a person wants to finance his or her facelift, several options can be looked into. Naturally, not everyone will be willing to finance a facelift, not feeling that the procedure is important enough to owe money on. Other people will feel as though they have enough money to pay for the procedure, and they will not have to finance. For most people who get a facelift, though, financing will be necessary. There are various ways that this can be done, and it is important to determine which one will be the most affordable in the long run, as each one has its advantaged and disadvantages.

Home Refinancing

Some people refinance their homes — or get a home equity line — so that they can take out cash and pay for their facelift. As long as there is equity available in a person’s home and his or her credit is decent, refinancing is usually fairly easy to do. It may take a few weeks to get the refinancing approved, but there are many ways to move it through more quickly if a person needs the money right away for something. Generally, it does not matter what the person wants the money for, either, because the collateral of the home is what allows the person to receive the loan. The downside to this is that one is putting his or her home at greater risk of foreclosure by acquiring either a higher house payment or a second house payment, and if the interest rate is variable this can be even more dangerous.

Credit Cards

People who want facelifts sometimes also use their credit cards in order to get them. They can get that money right away, so there is no waiting period, and they know what the interest rate will be. However, most credit cards have relatively high interest rates when compared to other types of loans, meaning that the payments will be high and they will also be around for a long period of time. It can take years for a person to pay off a credit card, and it can be very frustrating to have that continuous bill for that long. Credit cards are generally not a good choice for financing a facelift because of the high interest rate.

Personal Or Health Care Loans

Many people who want facelifts can take out personal loans in order to get them — or they could take out a health care loan. These loans are designed specifically for health care procedures that are not covered by insurance, such as plastic surgery or Lasik eye surgery, as well as cosmetic dentistry. These are procedures that many people want to get, but they cannot figure out the best way to afford them. Getting this type of personal or health care loan can be very helpful for individuals in finding the best and most economical way to get a facelift or other cosmetic procedure.

No matter which option a person chooses — and there are others as well, depending on the person and his or her individual circumstances — it is important that the facelift is performed by a competent and licensed cosmetic surgeon. Saving money is important, but medical procedures are not the best choices for finding the individual charging the lowest price. Cost should be a secondary consideration to the credentials the doctor has and the comfort level that the patient feels.




By: Michelle Beck