Cosmetic surgery: it is the latest trend in overcoming self-esteem issues that stem from wrinkles, weight gain, skin disorders or breast size. Celebrities are doing it. Your friends are doing it. But should you consider cosmetic surgery?
Before taking the plunge, it is important to consider the reasons for wanting to have cosmetic surgery done. Ask yourself the following questions:
1. Is my condition bad enough that cosmetic surgery may be my only option?
2. How is this problem – that could be fixed by cosmetic surgery – really affecting my social or professional life, if at all?
3. Can I solve this problem on my own through exercise, counseling, medication, or over the counter creams, lotions, etc.? Am I doing this because it’s an easy way to solve a problem?
4. What are the benefits of cosmetic surgery? How will it change the way I feel or think about myself?
5. Are there underlying self-esteem issues that cosmetic surgery will only temporarily cure?
Cosmetic surgery can definitely make you feel better about your appearance, but only if you already have a positive self-image before any cosmetic surgery is done. People who have had cosmetic surgery have experienced greater self-confidence and improved social or sex lives, but there is not any solid evidence that it will improve your mental well-being.
Other Considerations for Cosmetic Surgery
Once you have determined that cosmetic surgery may be the appropriate option for you, it is also important to consider the following:
1. How is your overall health?
2. Do you have realistic expectations about the outcome of the surgery? By changing your appearance, there are no guarantees that it will solve your problems at home or at work.
3. If you are experiencing a very stressful time in your life such as divorce, grieving the loss of a loved one, job loss or mental illness, consider cosmetic surgery once you have overcome these difficult issues.
4. What can you afford to have done? Cosmetic surgery is expensive and typically not covered by insurance. Most of the time there is not a finance option for this type of surgery, so you will need to have the full amount up front before the procedure.
5. Do you have the time? With some procedures, there may be an extensive amount of recovery time (anywhere from one day to one month) that may require you to take time off from work or take you away from your household responsibilities.
6. Consider the risks involved; like any other surgery, there are possible problems that may arise or side effects that you may experience.
* Nausea, dizziness and pain
* Numbness and tingling
* Fluid buildup
* Poor blood circulation
* Infection
* Bleeding
* Uneven or lumpy appearance
7. The outcome may not be what you had hoped or expected. There are instances where cosmetic surgery has gone terribly wrong and the outcome was devastating. These are rare instances, but are still possible.
8. Plastic surgery is not suitable for people who are prone to mood swings or erratic behavior, abuse drugs or alcohol, or are receiving treatment for clinical depression or other mental illness.
9. Get other opinions. Make sure you chose a licensed surgeon who will discuss the pros and cons of your procedure, and will also be honest with you about what to expect after surgery.
* Make sure your surgeon is experienced and certified in the type of procedure you are having done
* Seek recommendations from people you trust, not merely a referral service
The Decision is Made
If you have now decided that the time is right for you to have cosmetic surgery, make sure you have a support network that will help you both physically and emotionally before and after the procedure. It is common that you may experience a bout of depression after surgery, so it’s essential that you have loved ones around who aren’t negative or judgmental about cosmetic surgery.
Don’t worry what you look like immediately after surgery. As with any procedure, you will not see the change right away, as there may be some swelling, bruising or scars that will fade with time. If you are having a procedure done that will dramatically change your appearance, be aware that you may need some time to adjust to the changes of your body, as will those who are close to you.
By: Barry Lycka
Posts Tagged ‘Self Image’
Is A Nip & Tuck Right for You?
December 29th, 2009Cosmetic Surgery Loan: Helps you Look Better
December 20th, 2009Cosmetic surgery loans: an introduction
Personality is the prime factor gauged to thrive in the present age of keen competition. More or less physical look is a major constitute of one’s personality. Surveys reveal that confidence level is highly affected by their own self image. Birth defects, accidents scars and ageing leave their mark on our bodies which need to be rectified. With the rise of this technological era it has been easy to have the best possible look with a minor operation or some continued medication. The drawback associated is that cosmetic surgery rates have also raised much in last few years. In order to help people go for the cosmetic surgery despite having financial shortage, many lending institutions offer cosmetic surgery loans. All costs related to the cosmetic surgery – the surgery itself, hospitalization costs, post operative medication and all related purchases can be properly managed through loaned amount.
Cosmetic Surgery loan: terms and conditions
The cosmetic surgery loans offers finance for all cosmetic, plastic, dental, laser, gastric, bypass and infertility surgery. Any certified surgeon from your choice can be selected. The loaned amount can be up to £25000. Interest rates ranges from 7.25% APR to 27.60% APR. The repayment period ranges from 24 to 60 months. No down payments are made generally. Cosmetic surgery loan is offered to every UK adult of age 18 or above. The stream is further bifurcated as secured and unsecured cosmetic surgery loans. Secured stream demands some guarantee or say collateral against the money borrowed. They are availed to a person suffering with bad credit history as well.
Cosmetic Surgery loan: benefits and suggestions
Cosmetic Surgery loans are easily available. Even they are availed online now, justifying lots of your time, giving a wide number of options and saving one from the embarrassment of borrowing as well. One should make an elaborate online search for the best facility available as par his conditions. Planning post operative costs and the repayment of the loans is advised to be done in advance itself so that the credit history becomes healthy with all repayments made in time. Thus a little care and planning while application will switch you to a more confident and beautiful face of world with lots of enthusiasm and passion.
By: Richard Pasic
Over-extended Credit: Can you Still Qualify for a Cosmetic Surgery Loan?
November 4th, 2009With beauty being within reach for so many, no one can blame someone for wanting to look their best. Look at how society treats people who look good. They land the best jobs, have the best looking boyfriends and girlfriends, and they also seem to get the most attention. It isn’t wrong for someone to have those things if they believe they can acquire them. However, there is one thing that can stand in the way and that one thing is money.
Through the years, there have been new ways of financing such things as cosmetic surgery so that people can look their best. It helps their self-image and the way that other people perceive them. However, the procedures can be quite expensive depending on what the person wants done, but there is a way to fix this financial issue when it comes to looking good, and that is financing.
But there are some things to keep in mind when it comes to financing cosmetic surgery and that is the fact that many lenders look for a credit score over 700, which in this day and age is not as common as it used to be. That is why there are some lenders that will go ahead and finance cosmetic surgery for those who may not have the credit history that some lenders look for.
About the cosmetic surgery loan
When cosmetic surgery started growing in popularity beyond the rich and the famous, doctors began developing a fee that covered everything such as the procedure, the hospitalization cost, the medication, materials used in post-op, and the various other expenses incurred due to cosmetic surgery. This is when cosmetic surgery loans were created in order to help people cover the entire cost of their surgical procedure and everything associated with it.
However, because cosmetic surgery cannot be repossessed like a house or a car, the lenders had to make sure that those applying for the loans had an excellent credit records. Even with excellent credit, those applying for cosmetic surgery loans incurred an interest rate of up to 10%. However, with cosmetic surgery being used on people needing it for medical reasons, some lenders relaxed their requirements and are allowing borrowers with less than perfect credit to acquire cosmetic surgery loans.
Even if the procedure is not medical, they are still allowing financing for the procedures. But it is very likely that the interest rates can be anywhere between 14% and 24%, which really does not stop many from going ahead and achieving their dream of looking wonderful. The lender also reports to the credit reporting agencies, which can improve the borrower’s credit with timely payments.
To take the loan or not to take the loan
If someone really wants the procedure done, then they will take the loan and not let the interest rates deter them. The truth is, if they make their payments on time, they are going to be able to improve their credit rating more than if they had never taken out the loan. Taking the loan can be the difference between being able to get lower interest loans or not getting lower interest loans in the future. But it is not a bad idea to be picky about the interest rate even if credit is not so great. It is good to investigate the options and find out who is best to loan the money.
Just because a person has a few negative marks on their credit report doesn’t mean they have to settle for what interest rate comes their way. In the end, they not only look great, but they are also improving their financial future.
By: Amy Nutt
