The building must have been completed for more than 15 years and the dwelling occupied as a principal residence for 9 years after the work. It is granted under conditions of household resources (annual taxable income of € 12,589 for a single person and up to € 37,105 / household of 5 persons).
The aid is capped at 70% within the limit of 8 000 € of subsidisable work.
However, when this ceiling of work is reached and the occurrence or the evolution of a handicap necessitates new developments, the Housing Improvement Commission can, on a case-by-case basis, reduce the period of 5 years normally necessary. before filing a new file.
In the event that the completion of the work is accompanied by minor work, the subsidy rate for accessibility or adaptation work for persons with disabilities may be applied to all the subsidized expenditure, in the ceiling limit of € 8,000.
The ANAH’s assistance can be combined with the zero-interest loan if the disability occurs after the entry into the premises and, under certain conditions, with the common law premium (for safety work, sanitation, etc.) .
For his principal residence, the taxpayer can benefit from a tax credit of 15% for the installation of an elevator (the building must be at least 2 years old), and 25% for work related to equipment specially designed for the elderly and disabled. This tax credit is applied to the amount of equipment up to a ceiling and after deduction of premiums and aid provided to the taxpayer.
It applies for the installation of a lifting appliance (meeting the standards) and other adaptation work, if the dwelling is at least 2 years old.
They make it possible to finance the work of adaptation of the housing without condition relating to the age of the housing. The disability must have occurred after completion of the construction and the person can not simultaneously benefit from a zero rate loan. On the other hand, cumulation possible with the aid of 1% (subsidy or loan).
Amount is capped at € 9,600 / dwelling with a possible increase of € 16,000 and within the limit of 50% of the cost of the work (60% under certain conditions of resources). Prior opinion of specialized agencies is required.
If the beneficiary is an employee of a company in the reporting sector, it is possible to benefit, subject always to prior notice, from a Pass-Travaux loan (at a rate of 1.5% plus, where applicable, the increase of € 16,000 for specific works).
To qualify, you must hold an 80% disability card and do work in your main residence. The loan or subsidy is granted according to the works and without means test. The amount of the aid is capped at € 16,000 (maximum of 50% of the amount of the works).
The building has been completed for more than 15 years. The unit must be rented as a principal residence for 9 years after the work. The lessor is subject to the annual contribution on rental income. The aid is granted up to 70% within the limit of 8 000 € of subsidisable work.
The tenant benefits from the reduced rate of VAT, the tax credit and the devices of the 1% housing under the same conditions as the landlord. As far as the ANAH’s help is concerned, it is necessary to have the written agreement of the lessor.
-The loan Pass-Works of the 1% housing
In the same conditions as for the owner occupant.
For the construction of a new home, it is possible to integrate the work of accessibility to housing into the financing plan. The condition of first-time accession is here suppressed.